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Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.
ISBN | 9780761186137 |
Categories | Business and Economics, MIXnMATCH, New Arrivals, Non-Fiction, Non-Fiction: Personal Development |
Author(s) | Teresa Ghilarducci |
Publisher | Workman Publishing |
Pages | - |
Format | - |
Dimensions | -cm x -cm x -cm |
Weight | 0.22 kg |